[ FINANCING ]
Build the home you want — on terms that work.
CEC Lifestyles partners with reputable lenders to offer flexible, transparent financing on every Backup Power & Energy, Outdoor Living Electrical, and Smart Home Automation project.
$0
Down payment options
0%
Promotional APR available*
12–144
Months on approved terms
60s
Soft-pull pre-qualification
* Subject to credit approval. Terms and conditions apply.
[ WHY HOMEOWNERS CHOOSE CEC FINANCING ]
Transparent terms. No surprises.
Every project quote shows the full cash price, the financed monthly payment, and any rebates we've stacked — side by side, in plain English.
Predictable monthly payments
Lock in a fixed monthly payment that fits your budget — no surprises, no balloon payments.
Promotional financing
Qualified buyers can take advantage of 0% APR introductory periods on select projects and equipment.
Soft-pull pre-qualification
Check your options without affecting your credit. Most homeowners have an answer in under a minute.
Flexible terms
Choose the term that works for you — from short-term promotional plans to longer terms that lower monthly cost.
Stack with rebates
We pair financing with manufacturer rebates and Xcel/utility incentives wherever possible to reduce total cost.
No prepayment penalties
Pay off your project early at any time. No fees, no friction.
[ HOW IT WORKS ]
Four steps from consultation to install.
01
Design consultation
We meet at your home or in our Centennial design center to scope the project and provide a transparent fixed-price proposal.
02
Pre-qualify in minutes
Apply through our financing partner with a soft credit pull. You'll see your approved amount and rate options instantly.
03
Choose your term
Pick the monthly payment that fits — promotional 0% APR, low-payment long-term, or anything in between.
04
We get to work
Once you sign, we pull permits, schedule install, and your first payment doesn't start until the project is complete.
[ SAMPLE MONTHLY PAYMENTS ]
What homeowners are paying.
Real ranges from recent CEC projects. Your final monthly payment depends on credit, term, and final scope.
[ Backup Power & Energy ]
Whole-home generator
From $189 / mo
144-month term, OAC
[ Backup Power & Energy ]
Franklin WH battery + panel upgrade
From $239 / mo
144-month term, OAC
[ Outdoor Living Electrical ]
Architectural lighting + audio
From $129 / mo
120-month term, OAC
[ Smart Home Automation ]
Smart-home retrofit + networking
From $159 / mo
120-month term, OAC
[ WHAT YOU'LL NEED ]
Pre-qualify in about a minute.
The application is short, secure, and uses a soft credit pull only — your score isn't affected.
Have these ready
- A government-issued ID (driver's license or state ID)
- Your Social Security number
- Proof of income (recent paystub or tax return)
- Project address & approximate project total
[ FINANCING FAQS ]
Quick answers to common questions.
Will checking my options hurt my credit?
No. Pre-qualification uses a soft credit pull, which has no effect on your credit score. A hard pull only happens if you choose to move forward with a final application.
When does my first payment start?
Your first payment doesn't start until your project is fully installed and you've signed off on completion.
Can I pay extra or pay it off early?
Yes. There are no prepayment penalties on any of our financing programs.
Can I combine financing with rebates?
Absolutely. We routinely combine financing with manufacturer rebates and Xcel/utility incentives, and we'll show you the stacked savings on your proposal.
[ READY TO TALK NUMBERS? ]
Get a free quote with financing options.
We'll walk you through the cash price, financed monthly payment, and any rebates we can stack — all in one transparent proposal.
Financing subject to credit approval. Terms and conditions apply. Sample monthly payments are estimates only and depend on credit, term, and final project scope.